Tailored Insurance Solutions for CAOT Members

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The CAOT Insurance Program provides members exclusive access to comprehensive insurance solutions tailored to meet the needs of occupational therapists and occupational therapist assistants.

The CAOT program delivers comprehensive and cost-effective insurance solutions for your practice needs including:

• Professional Liability Insurance
• Clinic Professional Liability Insurance
• Multidiscipline Clinic Professional Liability Insurance
• Commercial General Liability
• Clinic Package (Commercial General Liability, Property/Contents, Business Interruption, and Crime coverage)
• Cyber Security & Privacy Liability
• Employment Practices (Management) Liability
• Legal Services Package
• Personal Legal Solutions
• Business Legal Solutions
• 24 Hour Accident Coverage

The CAOT Insurance Program runs on a common renewal date of October 1st, however eligible members can purchase or renew coverage at any time throughout the policy term.

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Free Legal Assistance for Professional Liability Insurance policyholders

All occupational therapists participating in the Professional Liability Insurance Program have access to summary pro bono legal assistance from Gowling WLG (Canada) LLP (Gowlings), one of Canada’s largest national legal firms.

Members can take advantage of this complimentary service for practice related questions involving issues such as:

• Privacy and confidentiality;
• Conflicts of interest;
• How to respond to requests for information from third parties;
• Inquires from your regulatory body;
• How to respond to a subpoena;
• Professional misconduct;
• Ethical obligations; and
• Professional obligations.

Gowlings Pro bono Legal Assistance: 1-855-783-8825